Payday Lending Roundtable
Friday, September 23, 2011
Case Lounge
Room 701, Jerome Greene Hall
435 W. 116th St.
Slides and Other Materials
Skiba: "Rationality & Regulation of Payday Loans"
McKernan: "Prohibitions, Price Caps & Disclosures"
Samolyk: "Payday Loans vs. Pawn Shops"
Hawkins: "Credit on Wheels"
Elliehausen: "An Assessment of Consumers' Use of High Rate Credit Products"
Melzer: "The Real Costs of Credit Access"
Barr: "Payday Lending"
Schedule
- 8:30-9:15 a.m.
- Breakfast in Case Lounge
- 9:15-9:30 a.m.
- Ronald Mann: Introductory Remarks
- 9:30-10:30 a.m.
- Panel I: Policy Ramifications of Payday Lending
Paige Marta Skiba: "Rationality and Regulation of Payday Loans" (PDF)
Signe McKernan: "Prohibitions, Price Caps and Disclosures" (PDF)
- 10:30-10:45 a.m.
- Break
- 10:45-11:45 a.m.
- Panel II: Competition Between Payday Loans and Alternative Products
Katherine Samolyk: "Payday Loans Versus Pawnshops" (PDF)
Jim Hawkins: "Comparing Cars and Paychecks as Collateral for High-Cost Loans" (PDF)
- 11:45 a.m.-1:30 p.m.
- Lunch at Faculty House
- 1:30-2:30 p.m.
- Panel III: Choice and Competition in Payday Lending Markets
Gregory Elliehausen: "Examining High-Rate Credit Products" (PDF)
Brian Melzer: "The Real Costs of Credit Access" (PDF)
- 2:30-2:45 p.m.
- Break
- 2:45-4:00 p.m.
- Panel IV: Where Do We Go From Here?
Ronald Mann (Moderator)
Michael Barr
Dustin McDaniel
Thomas Pahl
Hotel Information
- Located at West 77th Street and Broadway, 2 blocks from the subway (1 train at West 79th Street and Broadway).
- Columbia will be paying for the hotel in advance; simply give your name and affiliation with CLS Payday Lending Roundtable at check-in.
- If you need to cancel or change a reservation, please contact Marianne Carroll ([email protected] or 212-854-0653) by Monday, Sept. 20.
Reimbursement Information
Please submit original travel receipts, along with a completed W-9 and direct deposit information (these forms will be provided at the conference), to: Marianne Carroll, Columbia Law School, 435 W. 116th St., New York, N.Y. 10027.